EbookFinancial Incentives and Retirement Savings
Éditeur :"Éditions OECD"
Date Parution :
Collection :Finance et investissement
Langue : anglais

Financial Incentives and Retirement Savings

EAN13 : 9789264309722

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Are tax incentives the best way to encourage people to save for retirement?
This publication assesses whether countries can improve the design of
financial incentives to promote savings for retirement. After describing how
different countries design financial incentives to promote savings for
retirement in funded pensions, the study calculates the overall tax advantage
that individuals may benefit from as a result of those incentives when saving
for retirement. It then examines the fiscal cost of those incentives and their
effectiveness in increasing retirement savings, and looks into alternative
approaches to designing financial incentives. The study ends with policy
guidelines on how to improve the design of financial incentives to promote
savings for retirement, highlighting that depending on the policy objective
certain designs of tax incentives or non-tax incentives may be more
appropriate.

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